RBI Revises CIBIL Score Guidelines: Faster Updates & Better Loans in 2025
Introduction The Reserve Bank of India has introduced significant updates to CIBIL score guidelines and credit reporting practices, effective primarily from January 1, 2025. These RBI revisions aim to enhance accuracy, transparency, and timeliness in credit information, directly impacting loan approvals, interest rates, and borrower experiences. Key changes include bi-monthly reporting by lenders, faster dispute … Read more